Even the safest and most experienced drivers on the road can become involved in a traffic accident, and when they do it’s good to know you’re covered. If you’re injured or your car needs repairs to get it back on the move, it’s a comfort knowing you’ve got a policy in place that means you won’t have to come up with large sums of money at short notice. However, when an accident involves other motorists as well, it can be worthwhile having a policy that helps out with any potential costs to a third party’s vehicle as well as your own.