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Car finance made easy

We make getting car finance simple so you can be on the road in no time with over 17 lenders and 70 products compared.

  • Get a free no-obligation quote - no impact to your credit file
  • Purchase any vehicle from any dealer or privately
  • Don’t pay broker fees - transparent process
  • Found a car? Check the history & value for free
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I would like to borrow
£60
To pay back over
3.5 years

Zuto is a credit broker, not a lender. Our rates start from 9.4% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 19.9% the amount payable would be £204 a month, with a total cost of credit of £4,264 and a total amount payable of £12,264.

Zuto Limited. Registered in England under number 05722976. Registered office: Winterton House, Winterton Way, Macclesfield, Cheshire SK11 0LP. Zuto Limited is acting as a broker and not as a lender. Authorised and regulated by the Financial Conduct Authority, registration number 452589. Zuto can introduce you to a limited number of finance providers, based on your credit rating, Zuto won't charge you anything for this service, but do get a fee from the lender which varies based on the product or amount borrowed.

Car Finance: Cancelling finance

You’ll be able to get out of a car finance agreement with a UK lender as long as you’ve paid off at least 50% of the amount that you owe (including interest and fees). This is known as a ‘voluntary termination’ and designed to protect people who can no longer afford their monthly repayment.

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Within 14 days of entering into a car finance deal, you have a legal right to cancel the agreement. This is permitted by the Consumer Credit Act 1974 as part of your Right to Withdraw.

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You have a right under UK law to cancel certain types of car finance agreements early. However, it’s important to read the terms of your agreement to see if this is possible, and whether you will face extra fees.

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Car.co.uk is a trading name of New Reg Limited which is Authorised and regulated by the Financial Conduct Authority (FRN: 626225). New Reg Limited is a loan broker and not a lender. The information contained on this website is for editorial purposes only and not intended as financial advice. New Reg Limited has partnered with Autoguard Group for the purpose of offering car warranties in accordance with the terms and conditions documented on the warranty check-out page.
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