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Car finance made easy

We make getting car finance simple so you can be on the road in no time with over 17 lenders and 70 products compared.

  • Get a free no-obligation quote - no impact to your credit file
  • Purchase any vehicle from any dealer or privately
  • Don’t pay broker fees - transparent process
  • Found a car? Check the history & value for free
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I would like to borrow
£60
To pay back over
3.5 years

Zuto is a credit broker, not a lender. Our rates start from 9.4% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 19.9% the amount payable would be £204 a month, with a total cost of credit of £4,264 and a total amount payable of £12,264.

Zuto Limited. Registered in England under number 05722976. Registered office: Winterton House, Winterton Way, Macclesfield, Cheshire SK11 0LP. Zuto Limited is acting as a broker and not as a lender. Authorised and regulated by the Financial Conduct Authority, registration number 452589. Zuto can introduce you to a limited number of finance providers, based on your credit rating, Zuto won't charge you anything for this service, but do get a fee from the lender which varies based on the product or amount borrowed.

Car Finance: Payments

If you’re struggling to pay your car loan, your first step should be to speak to your lender. They may come to an agreement to help you make your repayments. You could also seek help from a debt advice organisation.

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If you want to pay off your car loan faster, your first step should be to contact your lender to request a settlement figure.

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If you want to pay off a car loan with a credit card, look for a card with a good rate on money transfers - and decide whether to use the money to pay the loan off in full or gradually.

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If you want to pay off your car finance early, check the terms of your deal and contact your lender to discuss your options.

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There are a number of ways to lower car loan payments, including choosing the right type of loan, going for a long repayment term and searching for the best interest rates.

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Car.co.uk is a trading name of New Reg Limited which is Authorised and regulated by the Financial Conduct Authority (FRN: 626225). New Reg Limited is a loan broker and not a lender. The information contained on this website is for editorial purposes only and not intended as financial advice. New Reg Limited has partnered with Autoguard Group for the purpose of offering car warranties in accordance with the terms and conditions documented on the warranty check-out page. Car.co.uk (New Reg Ltd.) is an Introducer Appointed Representative (IAR) of Seopa Ltd.
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